scandalousxsgv asked:
Anyone use Billypay on the Bank of America website to pay their car payment to Capital One????
Does it work?
Anyone use Billypay on the Bank of America website to pay their car payment to Capital One????
Does it work?
How many times has your Bank checked your auto insurance?
October 5th, 2009 by raju 4 comments »
barry asked:
Im looking to get another vehicle, and the full coverage insurance is just too high. I dont want to take collision and comprehensive becuase the cost is too high, but comprehensive alone is relatively affordable. My question is, will Capital One auto finance call and check my insurance to see if I have full coverage-if so how often do they do this…. and what happens if they find that I only have comprehensive? Will they reposses, has anyone had this happen to them be it Captial One or any other lender?
Im looking to get another vehicle, and the full coverage insurance is just too high. I dont want to take collision and comprehensive becuase the cost is too high, but comprehensive alone is relatively affordable. My question is, will Capital One auto finance call and check my insurance to see if I have full coverage-if so how often do they do this…. and what happens if they find that I only have comprehensive? Will they reposses, has anyone had this happen to them be it Captial One or any other lender?
BTW, If I was to have an at fault wreck, I would still continue to pay my monthly payment because its relatively cheap.
i require working capital finance for my company on short term besis and compitative intrest rate any help me?
October 3rd, 2009 by raju 1 comment »
patel pravin asked:
require working capital finance
require working capital finance
Should I get a car loan from a bank (Harris, Chase,WaMu) or an internet car loan company (HSBC,Capital One)?
October 2nd, 2009 by raju 2 comments »
maddogg asked:
I’ve decided to purchase a new Honda Civic EX and I don’t want to go through the hassle to finance with the dealership since I know they’ll only be jerking me around on monthly payments and deals and all the beauties that come with dealing with a dealership. So my plan is to get a loan, but should I go to my bank (Harris, Chase, WaMu, etc….) or am I better off going with one of the online banks or loan companies such as HSBC, Capital One or others? My aim is obviously a lower interest and an all around better deal.
Thanks a million.
I’ve decided to purchase a new Honda Civic EX and I don’t want to go through the hassle to finance with the dealership since I know they’ll only be jerking me around on monthly payments and deals and all the beauties that come with dealing with a dealership. So my plan is to get a loan, but should I go to my bank (Harris, Chase, WaMu, etc….) or am I better off going with one of the online banks or loan companies such as HSBC, Capital One or others? My aim is obviously a lower interest and an all around better deal.
Thanks a million.
Can I use the adjusted close to determine my basis in stock sales when figuring out my capital gain?
October 2nd, 2009 by raju 2 comments »
dbw asked:
The adjusted close number is not something I figure out but use the number found at Yahoo finance.
I sold stock I inherited and know that the basis is the value of the stock on the date of death, but don’t know if I use the actual closing price or the adjusted closing price. Trying to factor in the reinvested dividends and stock splits seem like a lot of work so using the adjusted close looked like an easy way to take into account these factors. Thanks.
The adjusted close number is not something I figure out but use the number found at Yahoo finance.
I sold stock I inherited and know that the basis is the value of the stock on the date of death, but don’t know if I use the actual closing price or the adjusted closing price. Trying to factor in the reinvested dividends and stock splits seem like a lot of work so using the adjusted close looked like an easy way to take into account these factors. Thanks.
Is it possible to finance the purchase of a franchise right out of college with no capital?
October 2nd, 2009 by raju 1 comment »
Tom B asked:
Well I graduated from college last May with degrees in Finance, and Entrepreneurship. I got a job with Edward Jones as a financial adviser, and worked for them for six months, but quit in November because it wasn’t working out at all.
Well I graduated from college last May with degrees in Finance, and Entrepreneurship. I got a job with Edward Jones as a financial adviser, and worked for them for six months, but quit in November because it wasn’t working out at all.
Now I am trying to find something else to do, and I would really like to purchase a legitimate franchise, but it appears to be impossible for me. Everything I have looked at required a net worth of at least $175,000 and $75,000 liquid capital. I have no where near this.
Basically I might be able to come up with $10,000 cash to work with, but thats it. I would need to finance everything else.
My one positive is I have very good credit (about 750), but still I havent found anywhere that will finance a first time business owner 100%.
Any ideas?
What are some factors that could influence a capital budgeting analysis?
September 28th, 2009 by raju 1 comment »
John asked:
were in the process of merging two companies together and someone asked me this question and I wasnt sure what they meant… any suggestions? What do you think is the best investment and financing option(s) when merging two large companies for growth? What about releasing an IPO, bonds, leases and retained earnings for addiontal funds? Any suggestions?
were in the process of merging two companies together and someone asked me this question and I wasnt sure what they meant… any suggestions? What do you think is the best investment and financing option(s) when merging two large companies for growth? What about releasing an IPO, bonds, leases and retained earnings for addiontal funds? Any suggestions?
I have done PGDBA specialization with finance and marketing from India. What can I do next?
September 28th, 2009 by raju 4 comments »
PT Pandit asked:
After completion of B.Sc. ( Math) I did MBA from Delhi India. Right now I am sales manager in Reliance Capital Ltd India. I want to study more to enhance my career. Suggest me what can I do?????????
After completion of B.Sc. ( Math) I did MBA from Delhi India. Right now I am sales manager in Reliance Capital Ltd India. I want to study more to enhance my career. Suggest me what can I do?????????
Possible to reduce capital gains tax on home sale?
September 26th, 2009 by raju 5 comments »
spence1209 asked:
My parents are selling their investment property to fund their retirement. However upon my calculations they are looking at a 45K hit in capital gains. I was going to suggest that upon selling they use a seller financed mortgage so that they will not be taxed on the full amount at once along with providing them a steady investment without any risk. Would this work?
What if they incoming payments were put directly into a Roth…would this still be taxable income? Is there any way to reduce this amount?
My parents are selling their investment property to fund their retirement. However upon my calculations they are looking at a 45K hit in capital gains. I was going to suggest that upon selling they use a seller financed mortgage so that they will not be taxed on the full amount at once along with providing them a steady investment without any risk. Would this work?
What if they incoming payments were put directly into a Roth…would this still be taxable income? Is there any way to reduce this amount?
Can someone solve the following ‘Weighted average cost of capital’ for an unleveraged firm, finance problem?
September 26th, 2009 by raju 1 comment »
Stormy asked:
Suppose a firm is unleveraged and has an unleveraged required return, r, of 15%. The firm borrows 30% of the value of the firm at rd = 8%. Because of the financial leverage, re becomes 18%. The firm pays corporate taxes at a rate of 35% but otherwise operates in perfect capital market. What is the firm’s WACC?
Suppose a firm is unleveraged and has an unleveraged required return, r, of 15%. The firm borrows 30% of the value of the firm at rd = 8%. Because of the financial leverage, re becomes 18%. The firm pays corporate taxes at a rate of 35% but otherwise operates in perfect capital market. What is the firm’s WACC?
